Stawi Biz

Accounting software that keeps the books as you sell.

Every sale, purchase, expense and payment posts to a double-entry ledger the moment it happens. The trial balance, profit and loss and balance sheet are there when your accountant asks — with nobody typing them up.

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The accounting ledger on a phone: assets TSh 320,198,784, balance sheet balanced, 2,128 ledger lines, with trial balance and periods a tap away.

Real books, written by the business itself.

Double-entry ledger

A proper chart of accounts: cash, bank, mobile money, receivables, stock, payables, VAT and fixed assets. Every entry balances.

Trial balance, P&L, balance sheet

With the general ledger, cash flow, aging and stock valuation. Download them as PDF, Excel or CSV.

Expenses with approval

Record an expense, send it for approval, pay it. It lands in the right account by itself.

Invoices and quotations

Quotation, proforma, invoice and credit note on your own letterhead. The invoice posts to the books.

Debtors and statements

Who owes you, how overdue, and a statement to send them. Payments and write-offs are recorded.

Payroll and fixed assets

Pay components, a payroll run with payslips, and assets with monthly depreciation.

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The ledger is written in the same step as the sale.

In most shops the till and the books are two systems that someone reconciles at month end. Here the sale is the journal entry. The books cannot disagree with the till.

  • Close a period. Close last month so its figures stop moving.
  • Correct, do not erase. A wrong entry is reversed with a journal, and the reversal stays on record.
  • Mobile money reconciled. M-Pesa and other float is matched against sales, and whatever does not match is listed.
The retail till: a 14-item ticket totalling TSh 50,950, with stock left showing under every product.

What is accounting software?

Accounting software records a business's money — sales, purchases, expenses, debts and assets — as double entries in a ledger, and turns them into the statements that owners, banks and accountants read: trial balance, profit and loss, balance sheet and cash flow.

Stawi Biz is accounting software built into a sales system for Tanzanian businesses. Because the till, the stock and the ledger are one system, the books are written as the business trades, in shillings, with mobile money as its own account. The tax summary is an internal report; it is not a TRA filing, and Stawi Biz does not issue EFD or VFD fiscal receipts.

Who is it for?

  • Shops and wholesalers that want real books without a full-time bookkeeper.
  • Pharmacies, restaurants, salons and lodges — each posts its own sales to the same ledger.
  • Owners preparing records for a bank, a lender or an accountant.
  • Businesses moving off Excel and a paper cashbook.

Accounting is part of the plan, not an add-on.

The ledger and the financial statements come with the business-type plans: TSh 15,000, TSh 25,000 and TSh 35,000 a month for a retail shop. Every plan starts with 14 days free, no card.

Duka POS

Just the till: sell, keep stock, see the day

TSh 10,000/ month
2 staff logins · 1 shop · No SMS credits
Start 14 days free
Includes:
  • Sell from a phone, a computer or the installed till
  • Stock that drops with every sale, and a warning when it runs low
  • Today's sales, profit and cash on your phone

No customer book, credit sales or WhatsApp — those start at Starter.

Starter

Add customers, credit and WhatsApp

TSh 15,000/ month
5 staff logins · 1 shop · 50 free SMS a month
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Everything in Duka POS, plus:
  • A customer book: who buys what, and how often
  • Sell on credit (mkopo) and see who owes you
  • Receipts and alerts on WhatsApp
Most chosen

Professional

Alerts, campaigns and up to five branches

TSh 25,000/ month
15 staff logins · 5 shops · 200 free SMS a month
Start 14 days free
Everything in Starter, plus:
  • See what each cashier sold, and when
  • Debt reminders go out by SMS on their own
  • Alerts when stock goes missing, a product stops earning, a regular stops coming or a debt goes late
  • Ask for today's report on WhatsApp
  • Send offers by SMS or WhatsApp to all your customers, or a group of them
  • Reports as PDF or Excel, to download, print or send
  • Which products, hours and staff make you money
  • Suppliers, purchase orders and what you owe them
  • An online shop your customers order from

Enterprise

No limits, mobile-money collection, training

TSh 35,000/ month
Unlimited staff and shops · 500 free SMS a month
Start 14 days free
Everything in Professional, plus:
  • Collect M-Pesa, Tigo Pesa and Airtel Money in the app, with payment links
  • Priority support on WhatsApp
  • Training for your staff
See every plan and what it includes →

Accounting software questions, answered

Is Stawi Biz a full accounting system?

It keeps a double-entry ledger with a chart of accounts and produces a trial balance, general ledger, profit and loss, balance sheet and cash flow. Periods can be closed, and corrections are made by journal reversal.

Do I have to enter sales into the books myself?

No. Each sale, purchase, expense and payment posts to the ledger when it is recorded. Manual journals are there for opening balances and adjustments.

Does it file my taxes with TRA?

No. It produces a tax summary for your own records and your accountant. It is not a TRA filing, and it does not issue EFD or VFD fiscal receipts.

Can my accountant use it?

Yes. Give your accountant their own login with the permissions you choose, and they can read the ledger and download the statements.

Can I export the reports?

Yes. Reports download as PDF, Excel or CSV.

How much does the accounting software cost?

Retail plans with the full books are TSh 15,000, TSh 25,000 and TSh 35,000 a month, with 14 days free and no card.

Let the books write themselves for 14 days.

Sell as usual for two weeks, then open the trial balance.

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